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A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. While the VA does not lend money for VA loans, it backs loans made by private lenders (banks, savings and loans, or mortgage companies) to veterans, active military personnel, and military spouses who qualify.
VA loans are among the few loans another person can assume. However, you can’t just transfer a VA loan to someone else. You must go through a process with the lender in order for someone else to assume the loan. What Does it Mean to Transfer a Loan? Transferring a loan means you simply transfer it to someone else without them qualifying for.
In 2012 Personalis signed a large contract with the Veterans Affairs Department (NASDAQ:VA) for the million veteran program. The terms of the loan mean it does not have to be fully paid up until 1.
The loan is then ready to close, and once it does, it’s time to move in! However, issuing a clear to close does not necessarily mean that your loan will close. Let’s take a closer look at what happens after underwriter approved loan. Between Clear to Close and the Actual Closing. My mortgage has been approved what happens next?